Employee Benefits

Group Medical

We create tailor made solutions for organisations of various scales to protect their employees’ medical needs and requirements. We believe there is no one size fits all solution and the requirements for a large corporate organisation and an SME oranisation vary drastically. We work in partnership with our clients, from reviewing their medical insurance structure, providing our advice on the best way forward and to then establish a plan that better serves their needs and requirements. The relationships that we have built with our insurers globally enable us to create plans that provide wider benefits, cost effective and highly efficient claims handling based on the requirements of our clients. The products that we work on with our insurers are all DOH and DHA directives and our experts will advice you on whether your organisation is compliant with these regulations as employers.

Group Life and Personal Accident

In a word filled with uncertainties, it may be that an organisation wants to protect the interests of their employees and their families financial security in the event of loss. We work with our clients to provide group life insurance plans that employees have easier access to than an individual life insurance policy. We work with our insurers to provide varying types of cover including permanent disability and critical illness.

Workmen Compensation

Mandated by the UAE Federal Labor Law, workmen compensation insurance protects employees in the event of any injury or death due to occupational sickness or accidents that arise during the course of their employment. We believe the primary purpose of workmen’s compensation is to ensure that employees receive necessary medical treatment and financial support to help them recover without having to prove fault or negligence of their employer. This assists in minimising risk on the organisation’s group health and life insurance policies as it covers death, permanent total and partial disability, temporary total disability and medical expenses.