General Insurance

Property All Risks

Property All Risks Insurance is a comprehensive insurance policy designed to cover physical loss or damage to property. It is used by organisations and businesses to protect against a variety of risks including but not limited to fire, theft, vandalism, and natural disasters (e.g., floods, earthquakes). More often, businesses that own and use machinery and other equipment benefit from this insurance policy to protect themselves from any unforeseen disasters that are unlikely to happen.

Contractors All Risks

Contractors All Risks (CAR) insurance is a packaged policy that protects building works and construction professionals from any accidental or unforeseen damage or loss. It specifically includes cover against a wide range of perils including fire, theft, vandalism, storm and flood. The packaged policy typically includes building works, equipment and materials, employees, business interruption and future legal liability.

Business All Risks

Business All Risks refers to an insurance policy that covers a wide range of risks associated with operating a business. These types of insurance policies are designed to protect businesses from various unforeseen events that could potentially lead to financial losses including property damage, theft and vandalism, natural disasters, business interruption, equipment breakdown and liability coverage.

Fleet Motor Insurance

Motor fleet insurance is a type of insurance specifically designed for businesses that operate multiple vehicles as part of their daily operations. It provides coverage for a fleet of vehicles under a single policy, which can offer convenience, cost-effectiveness, and streamlined management compared to insuring each vehicle individually. We are able to provide a wide range of coverage options including liabilities, comprehensive (theft, vandalism etc), collision, underinsurance, personal injury and breakdown assistance.

Cyber Insurance

Cyber insurance is a type of insurance designed to protect businesses and individuals from the financial consequences of cyberattacks, data breaches, and other technology-related risks. As digital operations, personal data storage, and online transactions become integral parts of business and everyday life, the need for cyber insurance has grown significantly.