Liability Insurance
Workmen Compensation
Mandated by the UAE Federal Labor Law, workmen compensation insurance protects employees in the event of any injury or death due to occupational sickness or accidents that arise during the course of their employment. We believe the primary purpose of workmen’s compensation is to ensure that employees receive necessary medical treatment and financial support to help them recover without having to prove fault or negligence of their employer. This assists in minimising risk on the organisation’s group health and life insurance policies as it covers death, permanent total and partial disability, temporary total disability and medical expenses.
Professional Indemnity
Professional indemnity insurance is a type of liability insurance that protects professionals against claims made by clients for inadequate work, mistakes, or negligence in the services provided. This insurance is particularly important for professions where advice, knowledge, or services are rendered, and where errors can lead to financial loss or damage to the client’s reputation.
Employer’s Liability
Employers’ liability insurance is a type of insurance coverage that protects businesses against legal and financial repercussions resulting from employee injuries or illnesses that occur in the course of employment.
Public Liability
Public liability covers the insured’s legal liability to a third party arising whilst on the premises of the insured, including bodily injury, illness of any person or loss or damage to property in connection with the insured’s business operations within the UAE.
Medical Malpractice
Medical malpractice insurance is a type of professional liability insurance intended to specially cater toward medical practitioners and health professionals from lawsuits arising from errors, omissions or carelessness in their duties.
Directors & Officers Liability
Directors & Officers liability (D&O) insurance covers individual directors and officers of a company against their personal liabilities whilst carrying out administrative and management duties associated with running the company. This type of insurance is considered as cover for ‘managerial negligence’.